Finding an affordable health insurance policy is critical, especially if you're on your own. If you're looking for an individual health insurance policy, chances are you meet one of the following criteria:
a) You recently left your job, and don't feel like paying the exorbitantly high prices of COBRA.
b) You have a job that offers no health insurance coverage to its employees.
c) You have a job that does give coverage to its workers, but the benefits of the policy are minimal, or the premiums are much higher than they would be were you to get your own health insurance coverage.
d) You recently started a job that requires you to wait a certain amount of time before the benefits kick in.
Whatever the case may be, finding the best health insurance policy can be very difficult. I've searched and searched for many policies myself, and eventually found one that turned out to be the best fit for my situation.
The first piece of advice I'd give is to shop around. Shop around as much as you possibly can. There are plenty of deals out there, and buying the first thing you see will probably end up being a mistake.
I would also suggest searching for your insurance policy online. Visiting a local agency will limit the potential offerings, and there may be extra fees associated with any policy you get.